Chapter 7 Bankruptcy Chapter 13 Bankruptcy Real Estate Call 907-222-4905

Home

Lawyer in Anchorage, Alaska

Chapter 7 Bankruptcy ◊ Chapter 13 Bankruptcy ◊ Real Estate ◊ How To Beat The Means Test And Avoid Chapter 13 Bankruptcy

At the office of attorney H. Frank Cahill, we bring over 23 years of practice experience to clients across the state of Alaska, focusing our practice on matters related to consumer bankruptcy and real estate. The cornerstone of our practice is our commitment to provide real value to every client. Because of our experience, we have a comprehensive understanding of the relevant laws and processes, and can quickly identify and address your concerns. We won't waste your time, money or other resources. As a result, many of our new clients come to us by word of mouth or through referral.

Contact our office or call us at 907-222-4905 to set up an appointment.

Our Practice

Though we are a general practice law firm, we focus our efforts on:

  • Chapter 7 bankruptcy filings. We will help you determine whether you are eligible to discharge debts under Chapter 7. If so, we will prepare and file all the documentation to complete the process, and will act as your counsel in meetings and hearings with creditors, the trustee or the bankruptcy court. We will make certain you understand which debts can be discharged and will monitor the bankruptcy sale to protect any exempt assets.
  • Chapter 12 bankruptcy petitions. If you are a family farmer or fisherman, Chapter 12 bankruptcy may offer special benefits for you. Like a Chapter 13, this process would involve a repayment plan.
  • Chapter 13 bankruptcy petitions. If you fail to qualify for Chapter 7, want to stop home foreclosure proceedings or want to repay your creditors in full, we will help you seek reorganization of your personal debt under Chapter 13. We will help you prepare and submit a plan of reorganization and will review all proposed repayment plans from your creditors.
  • Real estate matters. We handle a broad range of real estate matters, including landlord-tenant disputes, mortgage foreclosure proceedings, real estate litigation and real estate contracts. We will take care of all matters related to the purchase or sale of residential property, from the negotiation of terms through the closing.
  • How To Beat The Means Test And Avoid Chapter 13 Bankruptcy. Bankruptcy law requires almost every debtor to run his or her gross household income through the “means test” to compare it to other similar size households in the same state. Debtors whose household income exceeds the median (as established by the Census Bureau) must file under Chapter 13 (or face a motion to convert or dismiss the case), unless their allowed expenses (payroll deductions, secured debt payments, and living expenses as allowed under IRS rules), leaves them essentially no income to pay creditors. Filing under Chapter 13 means making burdensome monthly payments for five years.

Contact the Law Offices of H. Frank Cahill

To set up an appointment, contact us or call us at 907-222-4905. We are available to meet with clients weekdays from 8:30 am until 5 pm. Our office is located in downtown Anchorage, at the west end of the park strip, with plenty of free parking nearby. We accept Visa and MasterCard for all real estate matters.


At the Law Offices of H. Frank Cahill, in Anchorage, we represent clients throughout Alaska, including, Wasilla, Dillingham, Palmer, Valley, Kenai, Fairbanks, Kodiak, Seward, Soldotna, Homer, Juneau, Wrangell, Petersburg, Bethel, Nome and Sitka; in Fairbanks-Northstar Borough, North Slope Borough, Northwest Arctic Borough and Bristol Bay Borough; and across the Kenai Peninsula. 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Privacy Policy | Law Firm Marketing by FindLaw, a Thomson Reuters business.